Abhi Cash on Delivery

ABHI Cash on Delivery Financing

Are you an e-commerce platform struggling with cash flows due to the harsh impact of inflation? Are you in need of a reliable cash-on-delivery partner? Look no further! ABHI and BlueEx bring you Cash on Delivery Financing, a Shariah-Compliant short-term loan solution tailored to meet the financial needs of your e-commerce business.

Watch our video to see how it works!

Play Video

How It Works

Step-by-step process of the user’s journey

Fill out the form on the BlueEx website and submit your application
Your business undergoes a financial evaluation by Team ABHI to determine your eligibility for the Shariah-compliant loan.
If approved, you agree and sign BlueEx as your exclusive COD partner.
ABHI disburses the cash into your account, enabling you to make necessary stock purchases and start selling … even more now!
For every Cash on Delivery sale, BlueEx efficiently delivers and collects payments, which are then settled with ABHI on a weekly, bi-weekly, or monthly basis capped to a pre-decided repayment amount.
Once the loan is paid off, you have the option to apply again, repeating steps four to six.

Fill out the form on the BlueEx website and submit your application.
Your business undergoes a financial evaluation by Team ABHI to determine your eligibility for the Shariah-compliant loan.
If approved, you agree and sign BlueEx as your exclusive COD partner.
ABHI disburses the cash into your account, enabling you to make necessary stock purchases and start selling … even more now!
For every Cash on Delivery sale, BlueEx efficiently delivers and collects payments, which are then settled with ABHI on a weekly, bi-weekly, or monthly basis capped to a pre-decided repayment amount.
Once the loan is paid off, you have the option to apply again, repeating steps four to six.

Use Cases

When and where can this be used?

Imagine this: You used to purchase a monthly stock worth PKR 2 million, generating enough profit margins to sustain and expand your business.

But with inflation, the prices have nearly doubled, demanding an additional PKR 2 million or more to maintain your margins or fuel further growth.

That’s where ABHI’s COD Financing comes in. With ABHI providing the necessary cash and BlueEx handling the deliveries and collections, we ensure your business stays afloat.

Here To Help

Your questions, answered

What is Cash on Delivery Financing?

COD Financing is when we provide you with the necessary cash to purchase new stock and handle your deliveries and collections. ABHI disburses the cash into your account, enabling you to make necessary purchases and start selling, For every Cash on Delivery sale, BlueEx efficiently delivers and collects payments, which are then settled with ABHI on a weekly, bi-weekly, or monthly basis capped to a per-decided repayment amount.

What is the eligibility criteria?

Any business that supplies goods/services to large blue-chip companies can avail this service. Eligibility and amount of factoring is decided by the creditworthiness of the business and their past financial history. So the companies interested in this service have to be willing to sh are their financial information and other related documents.

What is the maximum limit for loans?

There is no limit on finance against invoices as it actually depends on the value of the invoice raised. The limit to which ABHI will facilitate the invoice would be set against the financial information of the company. ABHI will provide up to 80% financing against the invoices submitted.

How do I know if my business is eligible for a loan?

Onboarding of BluEx as a last mile service provider is essential to be eligible for a loan; where they would be able to route the COD collection to ABHI.

How long will the financial evaluation take?

10-12 working days.

How do I get my business onboard for Abhi Cash on Delivery Financing?

After onboarding BlueEx, submission of financial documentation to ABHI (online through a digital platform i.e. KissFlow) in order to initiate the risk assessment.