Earned Wage Access
Employees are able to access their earned but unpaid salary anytime, anywhere via the app or SMS. They can withdraw their salary, pay their bills and send money to family or friends whenever they want. With ABHI, employees can work without financial stress and employers can enjoy higher productivity.
How It Works
Step-by-step process of the user’s journey
Access your Salary in 30 Seconds
Step 1
and Login using your
CNIC Number.
Step 2
the Homescreen and
click on (Nikalo Abhi)
to access the amount.
Step 3
require and select your
account.
Step 4
Use Cases
When and where can this be used?
Why it's important to financially empower employees
population earns less
than or equal to
PKR 76,900*
unexpected expenses
that can’t be paid
through their monthly
salary*
interest in using the
Earned Wage Access
service*
and well-being is affected
when they can’t access
funds in an emergency*
conducted a study on Earned Wage AccessFind out how Earned Wage Access can elevate employee happiness & productivity
Use Cases
When and where can this be used?
Here To Help
Your questions, answered
Can I use ABHI if my company is not onboarded?
Just speak to the HR department at your organization and make sure you are added to the system. You should have no problem signing in!How do I get my company onboard?
You can ask your HR about the cool benefit you’ve found and make them get in touch with us via our contact us page, we will reach out to them and make sure you and your colleagues get the EWA facility.How does the repayment work?
The owed amount is paid to ABHI by your employer along with the Rs.100 service fee and your remaining salary is credited to you in the next payroll cycle.How much salary can I access using ABHI?
Upto 50% of your earned salary.What is the subscription or signup fee?
There is no sign up or subscription fee for you or your company, you only pay when you transact.How much does ABHI charge?
Rs. 100 per transaction, regardless of how big or small it is.Still Got Questions?
Contact our friendly helpline, or visit the FAQ page to find answers to your questions/queries.
Why it's important to financially empower employees
*In Research report conducted by EY on ‘Earned Wage Access Market in Pakistan 2022’
Use Cases
When and where can this be used?
Here To Help
Your questions, answered
Can I use ABHI if my company is not onboarded?
Just speak to the HR department at your organization and make sure you are added to the system. You should have no problem signing in!How do I get my company onboard?
You can ask your HR about the cool benefit you’ve found and make them get in touch with us via our contact us page, we will reach out to them and make sure you and your colleagues get the EWA facility.How does the repayment work?
The owed amount is paid to ABHI by your employer along with the Rs.100 service fee and your remaining salary is credited to you in the next payroll cycle.How much salary can I access using ABHI?
Upto 50% of your earned salary.What is the subscription or signup fee?
There is no sign up or subscription fee for you or your company, you only pay when you transact.How much does ABHI charge?
Rs. 100 per transaction, regardless of how big or small it is.Still Got Questions?
Contact our friendly helpline, or visit the FAQ page to find answers to your questions/queries.
Why it's important to financially empower employees
*In Research report conducted by EY on ‘Earned Wage Access Market in Pakistan 2022’
Use Cases
When and where can this be used?
Here To Help
Your questions, answered
Can I use ABHI if my company is not onboarded?
Just speak to the HR department at your organization and make sure you are added to the system. You should have no problem signing in!How do I get my company onboard?
You can ask your HR about the cool benefit you’ve found and make them get in touch with us via our contact us page, we will reach out to them and make sure you and your colleagues get the EWA facilityHow does the repayment work?
The owed amount is paid to ABHI by your employer along with the Rs.100 service fee and your remaining salary is credited to you in the next payroll cycleHow much salary can I access using ABHI?
Upto 50% of your earned salary.What is the subscription or signup fee?
There is no sign up or subscription fee for you or your company, you only pay when you transact.How much does ABHI charge?
Rs. 100 per transaction, regardless of how big or small it is.Still Got Questions?
Contact our friendly helpline, or visit the FAQ
page to find answer your queries
Here To Help
Your questions, answered
Still Got Questions?
Contact our friendly helpline, or visit the FAQ
page to find answer your queries
Check Out What Our Users
Have To Say About Us
Check Out What Our Users
Have To Say About Us
Amazing Service, thank you to my employer for bringing this to us and allowing us to access salary on demand!
Hamza Zafar
No waits no worries, I got my pay fast and easy with the abhi karo app! Good for people who just started with their nokri
Tehreem
Great app also lets you take money from SMS, automatically connects my number and give me money, love you abhi!
Amir Iqbal
Day or night, now I get money from my salary whenever I want to. Thank you abhi, Keep it up!
Javeria
Just speak to the HR department at your organization and make sure you are added to the system. You should have no problem signing in!
You can ask your HR about the cool benefit you’ve found and make them get in touch with us via our contact us page, we will reach out to them and make sure you and your colleagues get the EWA facility
The owed amount is paid to ABHI by your employer along with the Rs.100 service fee and your remaining salary is credited to you in the next payroll cycle
Upto 50% of your earned salary.
There is no sign up or subscription fee for you or your company, you only pay when you transact.
Rs. 100 per transaction, regardless of how big or small it is.
Still Got Questions?
Contact our friendly helpline, or visit the FAQ page to find answer your queries
Hamza Zafar
Amazing Service, thank you to my employer for bringing this to us and allowing us to access salary on demand!
Tehreem
No waits no worries, I got my pay fast and easy with the abhi karo app! Good for people who just started with their nokri