Are you tired of waiting for your salary every month?

80% of your employees are too. With EWA, you can withdraw your earned salary, anytime, anywhere in 30 seconds via the ABHI phone app or SMS.

AbhiSalary
Features

  • Buy Now Pay Later
  • Abhi Salary Card
  • Transfer Money to loved ones
  • Utility Bill Payments
  • Easy Paisa Transfers
  • Mobile Top-up
  • Auto Salary Deposit

How it
works

Step 1

Company onboards

The company gets onboard with ABHI and employees download the ABHI mobile app

Step 2

Check your Balance

The balance is shown on the app, which increases every day as they work, with the maximum amount on the last day of the month.

Step 3

Transact

Employees enter the amount that they require and select the receiving account (existing or add new) and send the money in 30 seconds.

Step 4

Transaction Charges

The only time ABHI charges a fee is when employee transacts, at Flat Rs 150 on the transaction which will be deducted from employee’s monthly payroll

Step 5

Payroll Process

The company will deduct the transacted amount along with fees from employee’s salary, and process the payroll on the payout day

Step 6

Repayment

The accessed salary amount along with fee charges will be deposited into ABHI’s account by your company before the due date

Step 7

Repeat

Your employees keep accessing their salaries when they need it, and we keep being the friend in need who helps them indeed

A step-by-step process of the user journey from your company getting onboard to your employees accessing their salary before payday

How it
works

A step-by-step process of the user journey from your company getting onboard to your employees accessing their salary before payday

Step 1

Company onboards

The company gets onboard with ABHI and employees download the ABHI mobile app

Step 2

Check your Balance

The balance is shown on the app, which increases every day as they work, with the maximum amount on the last day of the month.

Step 3

Transact

Employees enter the amount that they require and select the receiving account (existing or add new) and send the money in 30 seconds.

Step 4

Transaction Charges

The only time ABHI charges a fee is when employee transacts, at 2.5% of the transaction amount which will be deducted from employee’s monthly payroll

Step 5

Payroll Process

The company will deduct the transacted amount along with fees from employee’s salary, and process the payroll on the payout day

Step 6

Repayment

The accessed salary amount along with fee charges will be deposited into ABHI’s account by your company before the due date

Step 7

Repeat

Your employees keep accessing their salaries when they need it, and we keep being the friend in need who helps them indeed

Why it's important to financially
empower employees

conducted a study on Earned Wage Access Find out how it can elevate employee happiness & productivity
0 %
of the employed population earns less than or equal to PKR 76,900*
0 %

employees face unexpected expenses that can’t be paid through their monthly salary*

0 %

of employers believe that employees’ morale and well-being at work is affected when they can’t access funds in an emergency*

0 %

of the working individuals feel positive about the companies who offer EWA as an added benefit*

Here
to Help

Some Frequently Asked
Questions

Time to get your company onboarded then, because the answer is NO 🥲

If you are HR, good. If not, you can ask your HR about the cool benefit you’ve found and make them get in touch with us, we will reach out to them and make sure you and your colleagues get the EWA facility.

Before the payroll date, your company will get the invoice with the amount accessed by your employees (with fees) which can be paid within 10 days to ABHI via cheque, IBFT, RTGS or Bank Transfer into your designated repayment account.

It is set to 50% of their earned salary by default. Can be changed if the company requires

There is no sign up or subscription fee for your employees or your company, only employees will get charged a small fee per transaction that they will pay from their final payroll at the end of the month.

Flat Rs. 150 charged per transaction, regardless of how big or small it is.