ABHI Partners with Riphah International University to Facilitate Its Employees with Real-Time Salary Access

12/8/2025 – Islamabad, Pakistan – In a pioneering move to promote financial empowerment in the education sector, ABHI, a leading embedded finance platform, has partnered with Riphah International University, one of Pakistan’s most respected higher education institutions, to introduce Earned Wage Access (EWA) for its faculty and staff.
Through this collaboration, Riphah International University employees can now access a portion of their earned salaries instantly, before payday, anytime and anywhere, via the ABHI mobile app or SMS. This innovative financial benefit enables employees to address urgent needs, manage their cash flow more effectively, and reduce their dependency on high-interest loans.
“Our goal at ABHI is to make financial wellness accessible to all professionals across industries,” said Rayaan Sayeed, Head of Sales at ABHI. “Partnering with Riphah International University underscores our commitment to supporting the education sector and ensuring those who shape future generations also have the financial tools they need today.”
“At Riphah International University and parent institution of Islamic International Medical College Trust (IIMCT), we believe that the well-being of our employees is the cornerstone of institutional excellence and becoming employer of choice. Partnering with ABHI to offer Earned Wage Access reflects our continued commitment to providing meaningful, forward-thinking benefits that address real-world challenges. This initiative not only enhances financial flexibility for our team but also reinforces our vision of being a people-centric and innovation-driven institution.”
said Corporate Director, Human Development Services & Strategy (Chief Human Resource Officer), Riphah International University.
This partnership marks a significant step forward in modernizing HR and payroll practices in Pakistan’s education landscape. It highlights how forward-looking institutions like Riphah are adopting employee-first solutions to drive workplace satisfaction, retention, and performance.
Together, ABHI and Riphah International University are setting a new standard for financial wellness in academia, proving that empowering educators and staff with accessible financial solutions leads to a stronger, more resilient institution.
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About ABHI
ABHI is a fintech company at the forefront of the embedded finance revolution, providing a comprehensive suite of solutions including Earned Wage Access, Payroll Processing, Payroll Financing, and SME Financing. The fintech company has established partnerships with over 5000+ companies, driving economic growth and creating lasting social impact.
ABHI has gained recognition from Hub71 and Endeavor and was the first to be awarded the Technology Pioneer 2023 Award by the World Economic Forum, making fintech history in the MENAP region. Recently, ABHI has been selected as one of the Future 100 companies in the UAE.
For more information, visit https://abhi.co/